Canadian law firm Clark Wilson LLP has posted on an informative article on insurance issues in the construction context:
"In construction, whether you are a developer, an architect, an engineer, a contractor, a subcontractor, or a project manager, you may incur liability when doing your work. Liability in the context of a construction project is typically substantial. As such, carrying liability insurance becomes a practical necessity for your business and one way to manage your risk. In some cases, liability insurance is a requirement under the contract.
Once you have made the decision to purchase liability insurance, trying to decide on which liability policy to purchase, how much insurance to obtain and for how long can be an intimidating process. The purpose of this article is to provide the reader with some practical advice and suggestions on this important but potentially complicated process."
